Multifamily Bridge
Short-term financing for the acquisition, refinance and repositioning of multifamily investment properties. Lendmarq provides flexible Bridge and CapEx financing for experienced sponsors executing value-add and stabilization strategies.
Why Investors use Lendmarq Multifamily Bridge
Built for 5+ Unit Properties
Short-term financing for multifamily acquisitions, refinances and value-add business plans.
Bridge + CapEx Financing
Finance eligible acquisition costs and approved property improvements within one loan structure.
Capital Through Stabilization
Structure the loan around the business plan, with eligible reserves and CapEx supporting the property through stabilization.
12–24 Month, Interest-Only Terms
Short-term, interest-only financing designed around the repositioning timeline, with no prepayment penalty.
Value-Add Business Plans
Built for sponsors improving occupancy, rents, property condition or operations to create a stabilized asset.
Clear Path to Permanent Financing
Stabilize the asset, then refinance into long-term financing or execute a sale based on the business plan.
Multifamily Bridge Program Parameters
Tier is scored on points, not a grid. Add the credit points to the experience points; the total sets the tier, and the tier sets as-is LTV.
CapEx purchaseUp to 80% As-Is LTVBridge purchaseUp to 72.5% As-Is LTV
*Heavy rehab: defined as rehab budgets greater than 100% of the property purchase price, or the as-is value of the property if the loan is a refinance. Indicative terms only. Final leverage and eligibility are subject to borrower experience, credit, liquidity, property performance, project scope, market conditions and full underwriting. Business-purpose, non-owner-occupied multifamily properties only.
Eligible Properties
Non-owner-occupied multifamily properties with 5 or more units.
- 5+ Unit MultifamilyEligible multifamily investment properties
- $100K+ Value Per UnitMinimum property value of $100,000 per unit
- Fee-Simple OwnershipEligible collateral must be held fee simple
- Purchase & RefinanceAcquisition, rate-and-term refinance and eligible cash-out scenarios
- Bridge & Value-AddStabilized assets and eligible renovation / CapEx business plans
Tell us early
- Heavy renovation / major CapEx
- Low or declining occupancy
- Declining rents or market values
- Rural or tertiary market
- Zoning, title or environmental concerns
- Unusual property configuration or use
Not eligible: Owner-occupied properties and other ineligible collateral types. 1–4 unit residential properties are evaluated under Lendmarq's RTL programs.
Start Your Multifamily Pre-Screen
Send the essentials first. We'll request additional documentation as the loan progresses.
- Property address + unit count
- Purchase price or current value
- Requested loan amount
- Current occupancy
- Current rents / NOI
- Renovation / CapEx budget
- Stabilized value / pro forma
- Sponsor experience
- Estimated FICO
- Available liquidity
- Exit strategy
- Loan application
- Government-issued ID
- Entity documents
- Bank statements / liquidity verification
- Sponsor track record
- Purchase contract or payoff statement
- Current rent roll
- T-12 / operating statements
- Detailed CapEx budget, if applicable
- Stabilized pro forma
- Additional property documents as requested
Financing a 1–4 unit investment property?
Explore Lendmarq Bridge financing for eligible acquisitions, refinances and investment-property opportunities.
Multifamily Bridge Loan Questions
What is a Multifamily Bridge loan?
Short-term financing for 5+ unit multifamily investment properties being acquired, refinanced, renovated or repositioned before a sale or long-term refinance.
What properties qualify for Multifamily Bridge financing?
Eligible properties generally include non-owner-occupied multifamily properties with 5 or more units, fee-simple ownership and a minimum value of $100,000 per unit.
What can the loan proceeds be used for?
Financing may support an acquisition or refinance, along with eligible CapEx, renovation costs and other approved project costs within the loan structure.
Can Lendmarq finance renovations and CapEx?
Yes. Eligible renovation and CapEx costs may be included in the financing, subject to the approved scope, budget, leverage and overall business plan.
How much leverage is available?
Leverage depends on sponsor experience, FICO, liquidity, property performance, project scope and market conditions. Select your profile in the program parameters above to see an indicative structure.
What liquidity does a sponsor need?
Sponsors should have sufficient verified liquidity for cash-to-close, non-financed project costs and required reserves. Final requirements depend on the transaction.
What experience is required?
Relevant multifamily ownership and investment experience helps determine available leverage. Send us your track record and proposed business plan so we can evaluate the complete sponsor profile.
How quickly can I get an initial review?
Send the property, unit count, value, loan request, occupancy, NOI, CapEx budget, sponsor experience, FICO, liquidity and exit strategy for an initial fit review.
Can I refinance an existing multifamily property?
Yes. Eligible rate-and-term and cash-out refinance scenarios may be considered, subject to leverage, property performance and underwriting.
What happens after the property is stabilized?
Once the business plan is complete, the typical exit is a sale or refinance into longer-term financing, depending on the property and sponsor strategy.
Financing Built Around the Business Plan.
Send us the property, unit count, current occupancy and your business plan. We'll review the scenario and provide an initial indication of fit and structure.